Terms And Conditions

2.1 We operate a credit card payment process to enable you to make a $300 deposit payment for all purchases of Vehicles. Your credit card details will be captured and charged via Stripe.

2.2 Stripe will send an email to you notifying you of the $300 deposit payment.

2.3 Once the payment has been received and the funds cleared, the vehicle will be given priority to working out a deal with depositing customer.

2.4 The vehicle will be taken offline once the order is received by staff. In the event that you have made a deposit on a vehicle which is already reserved by another customer, the priority will be given to working out a deal with the customer that deposited payment first. Our staff will contact you and a refund will be processed.

2.5 We do not hold any credit card information on our server at any time.

3.1 If for any reason you are not satisfied with your deposit please contact us

3.2 After deposit payment, if you decide that you do not wish to proceed with the purchase of the vehicle, you are under no obligation to complete the vehicle purchase. All deposits are refundable for changes of mind or cancellations by you.  No questions asked up until point of delivery of vehicle.

3.3 Our staff will process refunds via the Stripe payment processing platform. Stripe submit refund requests to your bank or card issuer immediately. You will see the refund as a credit approximately 5-10 business days later, depending upon the bank. Once issued, a refund cannot be cancelled. Disputes and chargebacks aren’t possible on credit card charges that are fully refunded.

3.4 Stripe will send an email to you notifying you of the refund. Some refunds—those issued shortly after the original charge—appear in the form of a reversal instead of a refund. In the case of a reversal, the original charge drops off your statement, and a separate credit is not issued.

3.5 Refunds can be sent back only to the original payment method used in a charge. It’s not possible to send a refund to a different destination (e.g., another card or bank account).

3.6 Refunds to expired or cancelled cards are handled by the your card issuer and, in most cases, credited to your replacement card. If no replacement exists, the card issuer usually delivers the refund to you using an alternate method (e.g., check or bank account deposit). In rare cases, a refund back to a card may fail.

3.7 In the rare instance that a refund fails, we will arrange an alternative way of providing you with a refund.

3.8 Once the vehicle is transacted and delivered, all terms and conditions are set out on VOSA and CIN card as per delivery paperwork for the vehicle.

4.1 Although the information provided in this site is presented in good faith and believed to be correct as at the date it was submitted, we make no warranties or representations about the accuracy or completeness of this site, its contents or the content of any web site ’hot linked’ to or from this site, nor do we undertake to keep this site updated. We will not be liable for any damage, loss, claim or expense suffered as a result of the information on this site or any ‘hot linked site’ not being accurate or updated.

4.2 You must take your own steps to ensure that the process which you employ for accessing this site does not expose you to the risk of viruses or other forms of interference which may damage your computer system. We do not accept responsibility for any interference or damage to your computer system arising out of or relating to your use of this site or any ‘hot linked’ site. Any information which you transmit to us is transmitted through a secure system. All reasonable steps to ensure that this information is secure have been taken but we can not warrant all information will be secure at all times.

4.3 The Buyer acknowledges that the Seller is the exclusive owner of all Intellectual Property in any Goods and related services supplied to the Buyer under these Terms or otherwise. The Buyer will not claim any interest in the intellectual property in those Goods nor will it in any way attempt to or allow the copying or re-engineering of those Goods. For the purposes of this clause ‘Intellectual Property’ means any patent, design, trade mark, copyright, know how, trade secret and any other proprietary right or form of intellectual property (whether protectable by registration or not) in respect of any technology, concept, idea, data, programme or other software (including, without limitation, source and object codes, specifications and process).

4.4 The Buyer also acknowledges that we are the exclusive owner of the www.budgetcarsales.co.nz website and own all intellectual property rights including copyright in the form, display and content of the website.

4.5 Without limiting the foregoing, neither the Seller nor the Buyer will be liable for any delay or failure in the performance of any obligation or the exercise of any right under these Terms or for any loss or damage (including indirect or consequential loss or damage) if such performance or exercise is prevented or hindered in whole or in part by reason of a Force Majeure Event. Nothing contained in this clause will excuse payment of any money due or which becomes due under these Terms.

4.6 The rights and obligations of either party which are affected by a Force Majeure Event will be suspended during the continuance of the Force Majeure Event, and either party claiming to be affected by the Force Majeure Event will give immediate notice to the other party containing full particulars of the Force Majeure Event. The party giving notice under this clause will take all reasonable steps to mitigate the effects of the Force Majeure Event and remove such Force Majeure Event provided that neither party will be required to remove any such Force Majeure Event if to do so would require it contrary to its judgement to settle a strike or labour dispute or otherwise submit to the demands of opposing parties.

4.7 If the Force Majeure Event prevents or hinders performance of these Terms for a continuous period of 14 days either party may, on not less than 14 days prior written notice to the other party, terminate these Terms.

5.1. Commitment to Privacy
We are committed to protecting your privacy. We will only use your personal information lawfully and in accordance with the Privacy Act 2020. We retain personal information only for as long as it is needed for the purposes for which it was collected, or as long as we are legally required to keep it. Once information is no longer required, it is securely deleted, destroyed, or anonymised.

5.2 Information We Collect

We collect personal information directly from you when you:
– Interact with our staff
– Contact us by phone, email, social media, or website
– Use our websites
– Apply for finance, insurance, or other services
– Subscribe to newsletters
– Enter competitions or promotions
– Test drive a vehicle (we require your driver’s licence for this)

Types of personal information we may collect:
– Name, email address, phone number, and contact details
– Driver’s licence and identification details
– Vehicle information
– Date of birth, gender, residency information
– Financial and credit-related information (where relevant)
– Billing and payment information

If you choose not to provide requested personal information, we may be unable to answer your enquiry or provide you with products or services.

Information from third parties
We may also collect information from:
– Publicly available sources (e.g., New Zealand Motor Vehicle Register)
– NZ Transport Agency (Waka Kotahi) to verify ownership and vehicle details
– Third parties where you have authorised the release of your information
– You may notify Waka Kotahi if you do not want your name and address to be released under an authorisation.

5.3 Website Measurement Tools and Cookies

We use web analytics tools and cookies to collect information such as:
– Technical data: IP address, device type, browser, operating system
– Browsing behaviour: pages viewed, links clicked, visit duration
– General location information: e.g., country
– Cookie and tracking information

We use this information to:
– Improve our website and user experience
– Analyse site usage and performance
– Personalise content
– Maintain website security
– Measure marketing effectiveness
You can disable cookies or use private browsing if you prefer not to be tracked.

5.4 Your Rights

You have the right to access and request correction of the personal information we hold about you.
To make a request, contact: [email protected]
We will respond in accordance with the Privacy Act 2020.

5.5 Changes to this Policy

We may update this Privacy Policy from time to time. Any changes take effect immediately when published on our website.

5.6 How We Use Your Information

We may use your personal information to:
– Provide you with our products and services
– Respond to enquiries and communicate with you
– Send newsletters, marketing messages, and customer surveys
– Manage competitions and promotions you enter
– Improve our products, services, and website
– Carry out market research and statistical analysis
– Verify your identity and assess creditworthiness
– Operate and maintain our websites
– Comply with legal obligations
Any other purpose notified to you at the time of collection

5.7 Sharing Your Personal Information

We do not sell, rent, or lease customer information to third parties.
We may share your information with:
– Service providers and suppliers who help us operate our business
– Lenders or insurers (only with your consent)
– Government agencies or regulators where required by law
Any other third party you authorise us to share information with

5.8 Security

We take reasonable steps to protect your information from loss, misuse, unauthorised access, alteration, or disclosure.
Our website may contain links to third-party sites. Their privacy practices are not covered by this policy.

5.9 Questions or Complaints

You can contact us at any time regarding privacy matters:

Privacy Officer
Budget Car Auctions (2013) Ltd
PO Box 76-038
Manukau City, 2241
Email: [email protected]

5.10 Electronic Messages (Marketing Communications)

By providing your email address or phone number, you consent to receiving marketing messages from Budget Car Auctions (2013) Ltd, including its trading names Budget Car Sales, Kilburn Cars, and AutoAngels. All marketing messages include an unsubscribe option. If you unsubscribe, we will remove your email address from our database within 5 working days. You may also request complete deletion of your email address at any time by contacting us at [email protected] or using the unsubscribe link in any marketing message.

6.1 These Terms will be governed by the laws of New Zealand and the parties submit to the non-exclusive jurisdiction of the Courts of New Zealand.

View UDC Standard Fees and Charges (Consumer).
*Please note: the fees shown are from our primary lender UDC Finance. Information from our other lenders Finance Now, Oxford Finance, Thorn Finance & Auto Finance Direct are available on request.

Vehicle financiers in the market are lending money up to $19.95% per annum*.  Interest rates are fixed for the term of the loan. Rates vary depending upon many factors including the amount of lending, the term of the loan, the size of the deposit, customer credit history and customer risk profile.
*Please note: sometimes the interest rate is higher (up to $29.95%) if customer does not qualify for first or second tier finance ability.