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Easy Finance. Clear and simple.
Get pre-qualified in less than 10 minutes.
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Get approved.
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Ask us
about Finance.
On-site, 7 days a week.
Our finance team is ready to help. Come in for a chat.
No surprises.
Get all the information you need, straight-up.
Please note, we do not accept finance arranged through brokers.
Your numbers,
your finance.
Adjust the values on the sliders to suit your terms, so you can get an estimate and know what to expect.
*Finance calculation based on a 60 month term, 20% deposit and with an example annual fixed interest rate of 11.95%. Rates vary from 8.95% to 19.95%. Actual interest rate may be higher or lower. Includes an establishment fee of $456, PPSR fee of $10.35 and monthly maintenance fee of $2.50. These standard fees and charges are based on our primary lender UDC Finance and may vary from lender to lender. Full term amount payable of $0.00. Zero deposit finance available. Estimate only, not an offer of finance. Terms, conditions and lending criteria apply. Price includes GST.
Finance FAQs.
Finance. Straight up.
Nope. Zero deposit is fine. Got a trade-in or some cash to put in? It’ll lower your weekly payments. But it’s not a must.
We work with a range of lenders and assess each application individually. A low credit score doesn’t automatically mean a decline. We look at your income, employment, and ability to repay. Worth applying.
Yes. We consider all income types. The key factor is whether the repayments are affordable within your regular income.
No NZ credit history isn’t a dealbreaker. We look at your overall situation: income, employment, and ability to repay. Not just your credit file. Everyone starts somewhere. As long as you’ve been in NZ for more than three months and have a valid visa, it’s worth applying.
To apply for EasyFinance you’ll generally need:
- Valid passport or NZ driver’s licence
- Proof of your visa (if applicable)
- Proof of NZ address (utility bill or tenancy agreement)
- 3 months of bank statements
- 2-3 recent payslips
- A NZ contact number
Our team will let you know if anything else is needed for your situation.
It depends on your income and circumstances. Use the calculator on this page to get an estimate, or come in and we’ll work through the numbers with you.
Loan terms run from 12 to 60 months. Longer term means lower weekly payments but more interest overall. Our team can help you find the right balance.
Most people are sorted same day. The online form takes about 10 minutes. Or come in and we’ll do it together on-site.
Yes, across our full range of 300+ vehicles at both Manukau and Takanini.
No. All finance is arranged directly through us and our lending partners. No brokers, no introducer fees. You deal with our team from start to finish.
Interest rates are between 8.95 per annum depending on your situation. Fixed rate, so your payments stay the same throughout.
Yes and these fees vary depending on your lender. With our primary lender UDC, there is an establishment fee of $456, a PPSR fee of $10.35, and $2.50 a month.
Yes. Weekly, fortnightly or monthly. Weekly is the most popular.
Still got questions?
Call us, come in, or apply online. We have a dedicated finance team on-site at both Manukau and Takanini. No pressure. Just straight answers.